Account/Service Fee
Star Account $8 per month
No fee if minimum daily account balance remains above $500 during the statement cycle
5 Star Protection Account $5.16 per month ($3.16 for seniors 60+)
Gold Star Account $9 per month
No fee if average daily account balance remains above $1,000 during the statement cycle
Rising Star Account No fee
Merchant Star Account $8 per month
No fee if the minimum daily account balance remains above $500 during the statement cycle
Money Market Accounts No fee when the required minimum average daily balance is maintained
Money Market ($2,500 - $49,999.99) $10 per month if the average daily account balance falls below $2,500 during the statement cycle
Money Market Plus ($50,000+) $20 per month if the average daily account balance falls below $50,000 during the statement cycle
Savings Account $5 per withdrawal after the 6 th withdrawal per quarter
Certificates of Deposit Penalty for early withdrawal
ATM Transactions $1 per withdrawal and no charge when using Centennial Bank ATMs located at a Centennial Bank branch
Surcharge Fee: Owners of non-Centennial Bank ATMs may impose additional surcharge for using their ATMs. If the ATM is marked with the SHAZAM privileged status symbol, there is no surcharge.
Centennial Bank SHAZAM
ATM/Debit Card
Standard ATM/Debit card FREE with any Centennial Bank checking account
$5 replacement fee for a standard SHAZAM ATM/Debit card
$12 fee for Personalized ATM/Debit card
Return Item Fee (includes checks and ACH items) $30 per item
Deposit Item Return Charge $7.50 per item
Overdraft Fee (includes checks, ACH & other electronic transactions) $30 per item
Negative Balance Fee A fee of $5 per business day the bank is open will be imposed if the negative balance is not brought positive within 1 day
This fee also applies when any item causes an account to be negative including the imposition of other fees.
Transfer From a Linked Account to Cover Overdraft $5 per transfer (only one automatic transfer is made per day)
Stop Payment $30 per item
Wire Transfers $20 domestic/$70 international for each incoming/outgoing
Account Research $10 per hour (1 hour minimum)
Account Activity Printout $1 per printout
Photocopies 25¢ copy
Dormant Account Fee $5 monthly if balance is less than $500
Faxes $2 for first 2 pages, 25¢ each additional page
$2 for all faxes using EZ Access Telephone Banking (unlimited pages per fax)
Cashiers Checks $3 each
Foreign Check Processing Fee (including Canadian Checks) $20 each
Monthly Statement Free online banking statement or $2 fee for paper statement
$2 fee for images of back of check(s) – per month
$2 fee for replacement statement
Assisted Transfer (Telephone) $2 fee
Levy/Garnishment Administrative Fee $1 to $100 (per occurrence)
Centennial Bank reserves the right to charge a fee equal to half the levy/garnishment amount, up to $100.